Uzbekistan statutory interest rate
Uzbekistan statutory interest rate is 14 percent, in force since 24 Mar 2025. It was 13.5 percent before that. Last checked against the official source on 21 Aug 2026.
Uzbekistan's statutory interest for non-performance of a money obligation under Article 327 of the Civil Code: the bank discount rate at the creditor's location, which in practice is the Central Bank refinancing rate — equal to the CBU policy rate since 2020. Derived live from this API's UZ policy-rate series.
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| Current value | 14 percent |
|---|---|
| In force from | 2025-03-24 |
| Official source | Derived from the Central Bank of Uzbekistan policy rate (this API's UZ policy-rate series) as the 'учётная ставка банковского процента' applied under ГК РУз ст. 327 — no statutory margin is added; the CBU Board raised the policy rate to 14% per annum on 20 March 2025 and has held it there at every meeting since, most recently on 29 July 2026 |
| Last verified | 2026-08-21 |
| Verification | derived — Computed from another series we hold, not read from any document. Computed from another series we hold (the CBU policy rate, which equals the refinancing rate, with a zero statutory margin); the Civil Code names a 'bank discount rate' rather than the Central Bank rate directly, and the equation rests on Higher Economic Court Plenum guidance and settled practice. |
| Provenance | source fingerprint |
What this value means
Uzbekistan's statutory default interest is the central-bank rate itself, with NO added margin — there is no EU-style 'policy rate plus 8 points' uplift. Article 327 applies to civil and commercial money obligations alike and covers wrongful retention, refusal to return, late payment and unjust enrichment. READ THE STATUTORY REFERENCE CAREFULLY: Article 327 does not name the Central Bank. It refers to the 'учётная ставка банковского процента' — the bank discount rate existing at the creditor's place of residence, or, where the creditor is a legal person, at its seat. Uzbek judicial practice (Plenum of the Higher Economic Court resolution No. 163 of 15 June 2007 on property liability for non-performance of obligations) applies the Central Bank's refinancing rate as that figure, and the CBU has confirmed that 'ставка рефинансирования остаётся действительной и равна основной ставке' — the refinancing rate remains in force and equals the policy rate — since the policy rate replaced it as the operational target on 1 January 2020. Citations that treat the refinancing rate as a separate, different number are stale. WHICH DAY'S RATE APPLIES: the default reference is the rate on the day the obligation is performed; in litigation the court may take the rate at the date of claim or of judgment, so a computed figure is only meaningful once the reference date is fixed. A rate agreed in the contract, or a different figure set by law, displaces the statutory one, and interest recoverable under Art. 327 does not bar a separate claim for loss exceeding it. Tax arrears run under their own penalty regime keyed to the refinancing rate and are not this series. The Civil Code of 1995/1996 remains the operative text, most recently amended by Law ЗРУ-1161 of 27 July 2026; no replacement Code has entered into force. Derived live from this API's policy-rate series.
Earlier values
| From | Value | Source |
|---|---|---|
| 2024-07-26 | 13.5 | Derived from the Central Bank of Uzbekistan policy rate… |
| 2023-03-17 | 14 | Derived from the Central Bank of Uzbekistan policy rate… |
Get it programmatically
curl https://asiaref.dev/v1/uz/statutory-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://asiaref.dev/v1/uz/statutory-interest/history?from=2020-01-01
# Provenance: curl https://asiaref.dev/provenance/uz/statutory-interestOther Uzbekistan series: CBU policy rate (asosiy stavka / основная ставка) · VAT standard rate (НДС / QQS) · VAT registration threshold · minimum wage · Public holidays · CPI inflation (year-on-year) · Corporate profit tax standard rate (налог на прибыль) · Withholding tax rates · income tax rates · Statutory social-insurance contributions · CBU official exchange rates
The same figure elsewhere: Vietnam · Bahrain · Bangladesh · China · Hong Kong · all 28